Business Contents insurance
What is business contents insurance?
Business contents insurance can cover furniture, furnishings, equipment, etc., for loss, theft or damage. It can also be known as plant, machinery and equipment insurance.
Remember you need to advise your broker of items that are taken away from your premises as these may need to be itemised or insured separately, perhaps on a specific equipment, tools, computers, engineering, contract works or marine policy, depending upon your requirements. You should also consider items belonging to others that you are responsible for, such as leased equipment or items you are working on.
What should my insurance cover?
Many policies can be extended to include a range of benefits such as:
Payment of fines & penalties
Payment of ransoms & extortion
Cover for lost or disrupted income
Cover for physical injury/damage
The cost of phone hacks
Cost of notifying your contacts
Incidents at your outsourced service providers
Social media risks
Business owners with contents insurance should also consider cover for the following:
- Stock
- Statutory equipment inspection
- Equipment breakdown
- Business interruption
What would you like to do?
Request a quote
Make a claim
Contact us
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